diff --git a/hive-agent/src/turn.rs b/hive-agent/src/turn.rs
index 535a9693..aeadb1d2 100644
--- a/hive-agent/src/turn.rs
+++ b/hive-agent/src/turn.rs
@@ -9,8 +9,8 @@ use std::path::{Path, PathBuf};
 
 use anyhow::Result;
 use hive_runtime::{
-    AcpRuntime, AgentRuntime, ClaudeRuntime, Config, PercentPolicy, PermissionPolicy, Runtime,
-    RuntimeSpec, Sink,
+    AcpRuntime, AgentRuntime, ClaudeRuntime, Config, PercentPolicy, PermissionAsk,
+    PermissionPolicy, Runtime, RuntimeSpec, Sink,
 };
 use serde_json::Value;
 
@@ -334,18 +334,33 @@ pub fn make_session(bus: &Bus) -> Result<AgentSession> {
     })
 }
 
-/// Which ACP tool-call kinds an ACP agent may run when it asks. Mirrors the
-/// claude built-ins (`hive_sh4re::permissions`): never a built-in shell
-/// (`execute`) — shell goes through `mcp__bash__run` — and web access
-/// (`fetch`) only with the `web_tools` group.
+/// The answer to an ACP agent's permission requests, see [`acp_permits`].
 fn acp_permission_policy() -> PermissionPolicy {
     let web =
         mcp_config::effective_tool_groups().contains(&hive_sh4re::permissions::ToolGroup::WebTools);
-    std::sync::Arc::new(move |kind: &str| match kind {
-        "execute" => false,
+    std::sync::Arc::new(move |ask: &PermissionAsk<'_>| acp_permits(ask, web))
+}
+
+/// Whether an ACP agent may run the tool call it asks about. Default-deny,
+/// allowing what a claude agent has:
+///
+/// - tools of the MCP servers the session was handed — which of those an
+///   agent gets is already decided by its tool groups (`mcp_config`);
+/// - the file tools, mirroring the claude built-ins
+///   (`hive_sh4re::permissions`): `read`, `edit`, `search`;
+/// - `fetch` with the `web_tools` group (`web`).
+///
+/// Everything else is refused, including a built-in shell (`execute`) —
+/// shell goes through `mcp__bash__run` — and any kind this list doesn't name.
+fn acp_permits(ask: &PermissionAsk<'_>, web: bool) -> bool {
+    if ask.mcp_server.is_some() {
+        return true;
+    }
+    match ask.kind {
+        "read" | "edit" | "search" => true,
         "fetch" => web,
-        _ => true,
-    })
+        _ => false,
+    }
 }
 
 /// Drive one turn end-to-end. The durable [`AgentSession`] owns the
@@ -795,7 +810,7 @@ fn archive_session(bus: &Bus, session: &AgentSession) {
 
 #[cfg(test)]
 mod tests {
-    use super::{nonzero_or, parse_u64};
+    use super::{PermissionAsk, acp_permits, nonzero_or, parse_u64};
 
     #[test]
     fn an_absent_or_blank_value_is_not_a_number() {
@@ -840,4 +855,45 @@ mod tests {
             "rejected: 0 is not a duration"
         );
     }
+
+    fn ask(kind: &str) -> PermissionAsk<'_> {
+        PermissionAsk {
+            kind,
+            mcp_server: None,
+        }
+    }
+
+    #[test]
+    fn acp_permissions_default_to_deny() {
+        for kind in [
+            "execute",
+            "delete",
+            "move",
+            "switch_mode",
+            "other",
+            "think",
+            "",
+            "new_kind",
+        ] {
+            assert!(!acp_permits(&ask(kind), true), "{kind:?} was allowed");
+        }
+    }
+
+    #[test]
+    fn acp_file_tools_and_mcp_servers_are_allowed() {
+        for kind in ["read", "edit", "search"] {
+            assert!(acp_permits(&ask(kind), false), "{kind:?} was refused");
+        }
+        let mcp = PermissionAsk {
+            kind: "other",
+            mcp_server: Some("hyperhive"),
+        };
+        assert!(acp_permits(&mcp, false));
+    }
+
+    #[test]
+    fn acp_fetch_follows_the_web_tools_group() {
+        assert!(acp_permits(&ask("fetch"), true));
+        assert!(!acp_permits(&ask("fetch"), false));
+    }
 }